Auto Insurance Customer Ratings

Auto insurance customer ratings provide the best glimpse into how a certain company will handle potential claims. Top companies not only provide a great rate but also excellent service. When choosing a company, make sure to compare auto insurance customer ratings in addition to price. Going with the company offering the lowest price is not always the best choice. Bargain basement companies may offer terrific rates but might be impossible to deal when filing a claim. There are resources for identifying a company's rating.

Obviously rate is a prime consideration when choosing which company to go with. Once a person has identified several companies with comparable rates, it's time to evaluate each auto insurance customer rating. This number refers to how the company treats and works with clients when filing a claim. Check with state and national rating services to check this information.

First, visit the state's department of insurance web site. This is a place where a person can typically find auto insurance customer ratings in the form of consumer complaint ratios. This ratio is determined for every carrier operating in a specific state and reflects how many complaints each car insurance carrier received for every 1,000 claims filed through them. This provides a glimpse at overall customer satisfaction and reveals which carriers have strong auto insurance customer ratings. Even if a state doesn't post top company complaint ratios, a person can reference those posted on other states sites since most carriers operate nationwide.

J.D. Power Ratings are another source of information. J.D. Power collects auto insurance customer rating data on companies based on their price, coverage options, claims procedures, and customer satisfaction. This data is used to calculate these numbers, and J.D. Power publishes these findings annually. Use this information to see how the top auto insurance company from a specific quote research stacks up compared to others based upon customer satisfaction.

Auto body shops can often recommend which companies are the best to work with during the claims filing procedure. Body shops work more often and more closely with top companies than just about anyone, and their auto insurance customer rating information is very useful. They can not only provide information about which top companies have the most efficient claims procedures but also which carriers push lower quality parts and have lower allowances for repairs. "Hear counsel, and receive instruction, that thou mayest be wise in thy latter end," (Proverbs 19:20) It is always a good idea to look toward God for instruction, but also to find Godly counsel to talk to when making financial decisions.